General Terms and Conditions of Use

1. Introduction

Welcome to Comearn. By using our services, you agree to these terms and conditions. Please read them carefully.

2. Eligibility

Users must be at least 18 years old and legally capable of entering into binding contracts.

3. Account Registration

Users are required to provide accurate information during registration. This includes a valid email address, birthdate, and other requested details.

The phone number provided during registration is used solely for account verification. All future communication, including important notifications and updates, will be delivered via email.

4. User Responsibilities

Users agree to use the platform in accordance with all applicable laws. Misuse of the platform, including fraudulent activities, will result in account termination.

Users agree not to engage in any fraudulent, harmful, or disruptive activities, including but not limited to creating fake accounts, using automated tools or bots, attempting unauthorized access, or violating the rights of other users.

Important Security Notice: Comearn will never contact you asking for your credentials, not by phone, email, or any other method. Please stay vigilant and report any suspicious requests.

5. Smart Virtual Capital (CEC)

  • The virtual capital (CEC) earned by users cannot be withdrawn or transferred.
  • CEC is used to measure a user’s share in the revenue pool generated from affiliate earnings.
  • Once a user reaches the CEC cap, they will no longer accumulate additional CEC, but can still earn revenue from affiliate sales.

6. Payouts and Tax Responsibility

  • Payouts can only be made from affiliate revenue exceeding €5.
  • Before each payout, users are required to confirm they understand their responsibility to declare their earnings to their local tax authorities.

    • "I confirm that I am responsible for declaring my earnings to the relevant tax authorities in my country of residence and agree that Comearn is not responsible for any personal tax liabilities."

  • Users must ensure they report and pay taxes on any earnings they receive from the platform based on the tax laws in their country of residence. Comearn is not responsible for managing or reporting users' personal tax obligations.
  • For users with large earnings, tax documentation may be required (e.g., 1099 forms in the US or P60s in the UK), depending on location and income thresholds.

6.1 Payouts and PayPal Transaction Fees

By requesting a payout from the platform, you agree to the following terms regarding PayPal transaction fees:

  • Transaction Fees: All payouts made via PayPal are subject to PayPal's transaction fees, which vary depending on your country of residence.
  • Domestic Payouts: 2.9% of the total payout amount plus a fixed fee of 0.35 EUR for domestic payouts in Europe.
  • International Payouts: 4.4% of the total payout amount plus a fixed fee of 0.35 EUR for international payouts.
  • Fee Responsibility: You are responsible for ensuring the PayPal email address provided is correct. Transaction fees due to failed transactions will still apply.

By agreeing to these Terms and Conditions, you confirm that you understand and accept these fee structures.

7. PayPal Integration

Before receiving any payouts, you must link a valid PayPal account to ensure compliance with financial regulations like KYC (Know Your Customer) and AML (Anti-Money Laundering).

8. Affiliate Links and Disclaimer

Some of the links on our platform are affiliate links. When you click on an affiliate link and make a purchase, we may earn a commission at no additional cost to you.

9. Termination

The platform reserves the right to terminate accounts that violate these terms and conditions or for any misconduct that is deemed harmful to the platform, its users, or our business interests.

10. Changes to Terms

The platform may update these terms and conditions at any time. Users will be notified of significant changes via email or notice on the platform. Continued use of the platform following any changes constitutes acceptance of those changes.

11. Contact

For any questions, users can contact support at support@comearn.com.

12. Disclaimer

Comearn provides this platform and its services on an 'as-is' basis and disclaims any warranties, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We are not liable for any indirect, incidental, or consequential damages arising out of or related to the use of the platform.

13. Governing Law and Jurisdiction Clause

These terms and conditions are governed by the laws of the United Kingdom. By using our services, you agree to submit to the exclusive jurisdiction of the courts located in the United Kingdom for any disputes arising out of or relating to these terms and conditions or your use of Comearn.

14. Data Privacy Compliance

Comearn is committed to protecting your personal information and complies with applicable data protection laws, including GDPR in the UK. Please refer to our Privacy Policy for detailed information on how we handle your data.

15. Severability

If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.